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Loans & Credit

We all need to borrow money at some time. When that time comes, One Source Federal Credit Union is there for you. Paying back your loan is fast and easy, too. Use payroll deduction to automatically make your payments on time, every time (that’s good for your credit report). OSFCU has loans for everything; take a look!

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Protecting Your Loans

We offer Credit Life and Credit Disability insurance coverage that can help you make your monthly loan payments when life’s unexpected events happen. This valuable coverage offers you extra financial security, added peace of mind, and protects you and your family when you need it most. 

  Learn More about Credit Insurance

Credit Life Insurance is a voluntary payment protection product available to eligible borrowers at an affordable rate. This insurance pays off or reduces the loan balance in the event of an insured borrower’s terminal illness, accidental dismemberment, or death. Please refer to OneSource FCU Lending staff for complete plan coverage, exclusions and limitations. 

Credit Disability Insurance is a voluntary payment protection product available to eligible borrowers at an affordable rate. This insurance helps make your monthly loan payments if the insured borrower is totally disabled for longer than the waiting period. Please refer to OneSource FCU Lending staff for complete plan coverage, exclusions and limitations.

*APR is annual percentage rate. Offer good on approved credit only. Subject to credit union lending guidelines. See credit union for details. Federally insured by NCUA.