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Auto Loans

Dreaming of purchasing a vehicle or refinancing your current vehicle? Pick One Source, of course! We have great rates, flexible terms, and a friendly staff at your disposal. NO payments for 90 days* available depending on your credit score. Apply online or simply stop by at any of our branches. All rates shown are based on Annual Percentage Rate, term, and are dependent on credit score and credit approval.

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Protecting Your Vehicle

We offer Guaranteed Asset Protection (GAP) Plus insurance coverage that protects your vehicle if it’s totaled due to an accident, or stolen and unrecovered. GAP may help cover the difference between what the insurance company pays based on the actual cash value of your vehicle and the outstanding loan amount. GAP may also cover up to $1,000 of your deductible and give you an extra $1,000 in funds when you finance your next vehicle with us. GAP Plus is available at a low one-time fee of $399 for both new and used vehicles, and can even be financed as part of your loan. Please refer to OneSource FCU Lending staff for complete plan coverage, exclusions and limitations.

  Learn More about Gap Coverage

We offer Mechanical Repair Coverage (MRC) protection that pays for the cost of parts and labor for any covered vehicle mechanical repair. As your vehicle ages, the likelihood of costly mechanical repairs goes up. MRC helps give you the protection you need at an affordable rate with three different levels of coverage to best suit your individual needs. MRC also provides roadside assistance, rental reimbursement, and is transferrable upon the sale of your vehicle. Please refer to OneSource FCU Lending staff for complete plan coverage, exclusions and limitations.

  Learn More about Mechanical Repair Coverage

 *APR is annual percentage rate. Interest continues to accrue on 90 days no payment. Offer good on approved credit only. Must be a OSFCU member. Certain restrictions apply. See credit union for details. Federally Insured by NCUA.