History- 100% Local! Member Owned!

Since 1937, One Source Federal Credit Union has been serving the El Paso and Las Cruces areas. We started small, our humble beginnings started at the Southwestern Bell basement downtown. We started with one SEG (Select Employee Group) and all of their employees and family members. We grew because the great people at Southwestern Bell trusted us- El Paso Bell Federal Credit Union now One Source Federal Credit Union with their finances. We continue to grow with our members/owners, now exceeding over 12,000 member/owners and growing.

Throughout all the years we have been in operation we continue to live by the notion of "People Helping People." Our member/owners make us who we are, and we will continue to be there for you for a long time to come. Let us profit for you, not from you.


Anyone living, working, attending school, or going to church in El Paso County is eligible to join our family. And now in Las Cruces, "Chances are we're YOUR credit union!" Visit or call our Las Cruces office to see if you are eligible for membership at One Source and join our family TODAY!

To become a member, you need a minimum $10 deposit into a savings account plus a $2 one-time membership fee. Remember, once you become a member, you are a member for life, whether you retire, change jobs, or move. And once you're a member, your family can join too!


When you become a member of One Source FCU you also become an owner. Members elect volunteers to serve on the board of directors. The board of directors sets our policies and establishes bylaws. After we pay our expenses and deduct funds for reserves, you receive benefits in the form of dividends on savings, lower interest rates on loans, and free or low-cost services.

Credit Union Staff

The staff at One Source FCU is always ready and willing to serve you, our member/owners with a smile and a cup of coffee. Great Rates! Terrific Terms! And the BEST staff in town!

For Life’s Choices, One Source Federal Credit Union, where banking is Simple, Mobile and Free!

El Paso: (915) 592-0223
Las Cruces: (575) 523-5524
Nationwide: 1-800-532-0223