Fraud Prevention

< Go Back to Fraud Prevention
Identity Theft

Identity Theft

One Source FCU is dedicated to keeping our members’ information safe and secure. Identity theft can happen to anyone. To ensure that you do not become a victim of identity theft, follow the simple rules below:

  • Do not give out personal information over the phone, email, or text message
  • Do not carry your social security card with you
  • Place passwords on your accounts for added security
  • Shred material that contains any of your personal information
  • Do not print your social security number on your checks
  • Check your OSFCU statements regularly for accuracy
  • Use security software on your home computer
  • Carry only credit cards you use
  • Review your credit report regularly. Federal law requires that each of the three credit bureaus (Equifax, Experian, and Trans Union) provide one free credit report per year to individuals upon request

Warning Signs:

There are many ways that you might disccover that someone is using your information. You might get a notice from the IRS or find unfamiliar accounts on your credit report. You might notice strange withdrawals from your bank account, get bills that aren’t yours, or get calls about debts that you don’t owe.

If you see one of these warning signs of identity theft, act quickly. Taking these steps will help you limit the damage. will guide you through each step. 

  1. Call the companies where you know fraud occurred.
  2. Place a fraud alert on your credit reports and get copies of your report.
  3. Report identity theft to the FTC.
  4. File a report with your local police department.

If you still have questions or concerns, call us at 915-592-0223 or 1-800-532-0223 to speak to a One Source FCU Member Service representative.