Auto Resource Center

Welcome to OSFCU!

Welcome to your One Source FCU Auto Resource Center! Here you will find everything you need in ONE place to help educate you on all things Auto Loans and only here at ONE Source, of course! 

Whether you are a first-time car buyer, looking to refinance your existing auto from another financial institution, looking to purchase a new auto, One Source FCU will be there to help you every step of the way! So, stop dreaming and start living in the car of your dreams! One Source Federal Credit Union will help you find the right auto that not only fits your needs but your budget.

So, what are you waiting for? Call today to speak to any of our Member Service Officers or APPLY online by clicking on the tab below:

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Auto Loan Products

+ New Vehicles

+ Used Vehicles

+ RV’s & Motorcycles

+ Repo Vehicles

Credit Loan Information

We offer a variety of loan programs for both seasoned borrowers, to borrowers with less than ideal credit, and even people who have very limited or no credit experience. Our loan programs feature flexible credit and qualification requirements, addressing some of the most common obstacles buyers face when purchasing a vehicle. A strong credit score with excellent repayment history can help you get the best rate in town, at One Source of course! A lower credit or no credit score might result in a higher interest rate, lower approved amount, the need for a bigger down payment, or might require adding an experienced co-borrower or cosigner. We understand the loan process can become stressful, complicated or even dreaded. Will I qualify? What happens next? How do I know I’m getting the best rate? That’s why our team of experience lenders will help you every step of the way, giving you peace of mind you have made the right decision by choosing One Source FCU.

Your credit score, as well as the information on your credit report, are key factors in determining whether you will be able to get approved for a vehicle loan. Errors on your credit report can affect your score, so it's important to check your credit report and correct any errors before applying for a loan. Your credit score is only one component in a lenders decision, other factors include: the amount of debt you already have, the vehicle itself, your current income, job stability, down payment amount, and prior payment history. We recommend requesting and reviewing a free copy of your credit report and if there are errors, resolving them before starting your vehicle application.

Auto Loan Incentives

One Source is YOUR source for all of your auto buying needs! Take a look at what we have to offer:

Online Auto

*Certain restrictions apply. Offer based on approved credit. Must be a OSFCU member. See credit union for details.