Mortgage Loans

Mortgage Loans

What Makes a Home Perfect, is You and Your Family! 

Now may be the PERFECT time to purchase the new home you've been dreaming about! We provide solutions for all of your mortgage needs with a complete suite of loan options including all those listed below and other programs other lendeers dont offer! Contact us TODAY to get pre-qualified!

Dreaming of owning your very own home?

Come to THE source for all of your home buying needs! Whether you’re a First Time Home Buyer or Refinancing your Existing Home, One Source is here to get you on your way!

Benefits of Home Ownership

  • Stability—It's rewarding to have a place to settle down in and call your own.
  • Tax deduction—You usually can deduct mortgage interest on your tax return.
  • Appreciation—Over time, the value of a home generally increases.
  • Increase in net worth—Mortgage payments help you build equity. 
  • Borrowing power—Equity built up over time may help you qualify for future loans.

One Source Federal Credit Union offers:

  • Conventional & Government Loans FHA, VA & More
  • Zero or Low Down Payment Programs
  • Competitive Rates & Closing Costs
  • First-Time Home Buyer Program
  • Flexible Credit Programs
  • Closing Cost Assistance Program- we'll help pay your CLOSING COST* up to $4,000

Stop by one of our branches in El Paso or Las Cruces TODAY! Or, you can...


First-Time Home Buyers

Is this your first time buying a home? Learn more about the mortgage process.

First-Time Buyer

For Life's Choices, One Source FCU. Where banking is Simple, Mobile, and Free!

*See credit union for details. Mortgage loan application is taken at One Source then processed with Member First Mortgage. One Source is an Equal Housing Lender. One Source Federal Credit Union NMLS ID: 1505224

Associated Product: Mortgage Loans