|Loan Types||Annual Percentage Rate|
|(1*)(2*) 15-year and 30 -yr Fixed Rates available. No Discounts, 1.000% Origination; Range: $0 to $417,000||Call Credit Union for Rates|
|(1*)(2*)15-yr and 30-yr Fixed Rate Jumbo available: No Discounts, 1.000% Origination; Range: $417,000 to $625,500||Call Credit Union for Rates|
|Minimum $25,000: Fees not to exceed 3% of the Loan Balance (in Texas), Terms up to 15 years.||Call Credit Union for Rates|
|Home Purchases: Down payment as low as 5% based on your mid-range credit score being 680 or above. Lower scores may require larger down payment. Guidelines are subject to change at anytime without notice.||Call Credit Union for Rates|
|Manufactured Home Loans|
|Single Family Structure||Call Credit Union for Rates|
(1*) Annual Percentage Rate (APR) is a term used in the Truth-In-Lending Act to represent the percentage relationship of the total finance charge to the amount of the loan. The APR reflects the cost of your mortgage loan as a yearly rate. It will be higher than the interest rate stated on the note because it includes, in addition to the interest rate, any loan discount points and other prepaid finance charges. (2*) Assumes 20% down payment or 80% loan-to-value (LTV): no mortgage insurance. Lower down payment loans are available up to 95% LTV.